Terms & Conditions
Please read these terms and conditions (referred to as “Terms”) carefully before accessing or using the official website of Rushil Financial Services (referred to as “RFS”), accessible at https://www.rushilfinancialservices.com (referred to as the “Website”). By visiting the Website or using any services provided through it, you agree to comply with and be bound by these Terms. If you do not agree, kindly refrain from accessing or using the Website or our services.
1. Acceptance and Revisions
By using this Website, you acknowledge that you have read, understood, and accepted these Terms. RFS reserves the right to modify, update, or remove any content on the Website at its sole discretion without prior notice. Users are encouraged to periodically revisit these Terms to remain informed about any updates or changes. Rushil Financial Services reserves the right, at its sole discretion, to restrict or revoke your access to this website or any part of it at any time, without prior notice and for any reason. By granting access to the website, Rushil Financial Services provides you with a limited, non-exclusive, non-transferable, and non-assignable right to use the website.
2. Usage Agreement
Your use of the Website confirms that you have the legal capacity to enter into this agreement. If you are acting on behalf of a company, organization, or other legal entity, you represent and warrant that you have the authority to bind such entity to these Terms.
3. Scope of Services
RFS is engaged in mutual funds distribution, PMS distribution, AIF distribution, bond distribution, sub-broking, insurance facilitation, and other brokerage services in the financial sector. RFS may expand its offerings in compliance with applicable laws and regulations.
4. Intellectual Property
All content, materials, text, images, and their arrangement on this Website are the property of RFS and are protected by applicable copyright and proprietary rights. Users may not reproduce, distribute, modify, or reuse any content from the Website without explicit written consent from RFS.
5. Limitation of Liability
The information and materials provided on the Website are intended solely for general informational purposes. RFS disclaims any and all warranties, express or implied, including but not limited to the accuracy, completeness, or reliability of the information. The Website and its contents are provided “as is” without any guarantees of availability, performance, or fitness for a particular purpose. RFS shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the Website or its contents.
A possibility exists that unauthorized modifications, deletions, or alterations could be made to the Website by third parties. Although RFS takes measures to ensure the integrity of the Website, it does not guarantee the completeness or accuracy of all content at all times. Users are encouraged to report any discrepancies.
6. Unauthorized Use and Security
Unauthorized access to Rushil Financial Services’ website and systems is strictly prohibited. This includes, but is not limited to, attempting to access restricted areas, client data, misuse of passwords, or any unauthorized entry into our systems, online accounts, or networks. You are expressly prohibited from attempting to gain unauthorized access to this website or any affiliated services, systems, or networks through hacking or any other unlawful means.
You are solely responsible for maintaining the confidentiality of your login credentials and must not share them with anyone. If your login credentials are compromised, leaked, or misused for any reason, Rushil Financial Services, its directors, employees, agents, vendors, affiliates, or subsidiaries shall not be liable for any loss or damage arising from such unauthorized access or usage.
7. Website Analytics and Data Collection
To enhance user experience and improve website performance, Rushil Financial Services may use technology to collect general statistical data from visitors. This may include aggregated insights such as visit frequency, average session duration, and most-viewed pages. The data collected is used solely for analytical purposes to optimize website content and functionality. No personally identifiable information is collected or monitored in this process, and individual visitor activity is not tracked.
8. Investment and Financial Disclosures
- No Investment Advice: The information on this Website is generic and should not be considered financial, investment, or disinvestment advice. Users should conduct independent evaluations before making any financial decisions.
- Market Risks: Investments are subject to market fluctuations, and past performance is not indicative of future returns. There is a possibility of capital loss, and users should make decisions based on their own financial position and objectives.
- No Guarantees: RFS does not endorse or guarantee the performance of any financial product, investment scheme, or fixed deposit. Users must assess risks independently before investing.
- Exchange Rate Risks: Changes in currency exchange rates may impact the value of investments, especially for those denominated in foreign currencies.
- Other risks: Returns subject to market risk including loss of capital on account of market volatility, force majeure events, changes in political and economic environment, default by issuers of securities to mutual funds/other investment providers, bankruptcy or insolvency of issuers and potential segregation of portfolio by AMC in such circumstances; (ii) suspension of redemption facility in case the scheme faces liquidity crisis; (iii) risks associated with subscription to new fund offering of the scheme such as price volatility risk, liquidity risk and delisting risk; (iv) winding up of schemes on account of illiquid instruments, higher volume of redemption requests from the investors or on account of unforeseen market events.
9. External Links
The Website may contain hyperlinks or references to third-party websites. RFS neither endorses nor guarantees the accuracy or reliability of information found on such external sites. Users accessing third-party links do so at their own risk, and RFS assumes no responsibility for the content or practices of these external platforms.
10. Data Transmission and Security
While RFS employs reasonable security measures, including encryption, to protect data transmission, it does not guarantee complete security. Users transmitting information or documents via the Website or email acknowledge the risk of unauthorized interception or modification by third parties. RFS advises against sharing confidential information through unsecured communication channels.
11. Jurisdiction and Governing Law
These Terms are governed by the laws of India and are subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra. Users accessing the Website from outside India are responsible for compliance with local laws and regulations.
12. Tax Consequences
- The investments and services mentioned on the Website may have tax implications based on individual financial circumstances.
- RFS does not provide tax advice; users should consult a qualified tax advisor to understand the tax impact of their investments.
- Tax laws are subject to change, and investors should stay updated on potential regulatory amendments.
13. Regulatory Compliance and Restrictions
- This Website and the services offered are intended for residents of India only and may not be accessible to residents of foreign jurisdictions, including Non-Resident Indians (NRIs), unless prior regulatory compliance is met.
- The services and investments mentioned on this Website do not constitute an offer or solicitation where it is unlawful to do so.
- RFS reserves the right to refuse services to any individual or entity based on regulatory, compliance, or business reasons.
14. No Agency or Fiduciary Relationship
Your use of this Website does not create any partnership, joint venture, employment, fiduciary, or agency relationship between you and RFS.
15. Updates and Contact
RFS reserves the right to update these Terms without prior notice. Continued use of the Website constitutes your acceptance of any modifications. For queries or additional information, please contact Rushil Financial Services through the contact details provided on the Website.
Acknowledgment
By using this Website, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, you are advised to discontinue use of the Website and our services immediately